Betting Rules — XL Casino Philippines
Last updated: June 2026
These Betting Rules apply to all games available at XL Casino. By placing bets, you agree to comply with these rules and the XL Casino Terms & Conditions.
1. General Casino Rules
All games at XL Casino use certified Random Number Generator (RNG) technology, audited for fairness by independent testing laboratories. XL Casino operates under a PAGCOR license, ensuring compliance with Philippine gaming regulations.
Players must be at least 21 years of age to play. All bets are final once confirmed. Bets placed using bonus funds are subject to wagering requirements as described in the Bonus Terms.
2. Slot Game Rules
Maximum Bet During Bonus Wagering
While completing bonus wagering requirements, the maximum bet per spin is ₱500. Exceeding this limit may result in forfeiture of bonus funds and winnings.
Malfunction Voids All Pays
In the event of a game malfunction, all affected bets and wins are void. XL Casino is not liable for losses resulting from system errors or connectivity issues on the player's end.
Return to Player (RTP)
All slot games at XL Casino display their theoretical RTP (Return to Player) percentage. The minimum RTP for any slot game is 94%. Popular games include Fortune Tiger (96.81%), Mahjong Ways 2 (96.95%), and Gates of Olympus (96.50%).
3. Live Casino Rules
Live casino games are governed by the rules of the specific game as presented by the live dealer. In case of disconnection during a live game, bets already placed remain valid. XL Casino is not responsible for connection issues outside our platform.
Baccarat Rules
Standard punto banco baccarat rules apply. Natural hands (8 or 9) are paid at 1:1. Banker bet pays 0.95:1 (5% commission). Tie bet pays 8:1. Pair bets pay 11:1.
Blackjack Rules
Standard casino blackjack rules apply. Blackjack pays 3:2. Insurance pays 2:1. Split up to 3 hands. Double down on any first two cards. Dealer stands on soft 17.
Roulette Rules
European Roulette (single zero) is the primary roulette variant. Standard inside and outside bets apply. Maximum bet limits are displayed in each game.
4. Crash Game Rules
In crash games (Aviator, JetX), the multiplier increases from 1x and can crash at any random point. Players must cash out before the crash to collect winnings. Bets not cashed out before the crash are lost. All crash games use Provably Fair algorithms.
5. Fish Shooting Game Rules
Fish shooting games require players to purchase bullets/ammunition to shoot fish targets. Different fish have different point values and probabilities. Jackpot prizes are won randomly. All fish shooting games use certified RNG systems.
6. Fair Play Policy
The following activities are strictly prohibited and will result in immediate account suspension and forfeiture of funds:
7. Dispute Resolution
If you have a dispute regarding a game result or payout, contact XL Casino support at [email protected] within 30 days of the disputed event. Provide your username, the date and time of the event, and the game name. XL Casino will investigate and respond within 5 business days. Unresolved disputes may be escalated to PAGCOR.